LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,989
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,077
−HK$1,106/mo
Today · 4.125%
HK$37,183
baseline
▲ 0.50% · 4.625%
HK$39,445
+HK$2,262/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,366/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,925
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,968
−HK$1,060/mo
Today · 4.125%
HK$41,028
baseline
▲ 0.50% · 4.625%
HK$43,190
+HK$2,162/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,056/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,986
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,292
−HK$1,327/mo
Today · 4.125%
HK$44,619
baseline
▲ 0.50% · 4.625%
HK$47,334
+HK$2,715/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,238/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,709
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,962
−HK$1,271/mo
Today · 4.125%
HK$49,233
baseline
▲ 0.50% · 4.625%
HK$51,828
+HK$2,595/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,466/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,984
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,508
−HK$1,548/mo
Today · 4.125%
HK$52,056
baseline
▲ 0.50% · 4.625%
HK$55,223
+HK$3,167/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,112/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,494
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,956
−HK$1,483/mo
Today · 4.125%
HK$57,439
baseline
▲ 0.50% · 4.625%
HK$60,466
+HK$3,027/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,878/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,980
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,939
−HK$1,990/mo
Today · 4.125%
HK$66,929
baseline
▲ 0.50% · 4.625%
HK$71,001
+HK$4,072/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,858/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,064
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,943
−HK$1,907/mo
Today · 4.125%
HK$73,850
baseline
▲ 0.50% · 4.625%
HK$77,742
+HK$3,892/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,700/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,407 · Scale 2, in force from 26 Feb 2026)