LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,989
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,077
−HK$1,106/mo
Today · 4.125%
HK$37,183
baseline
▲ 0.50% · 4.625%
HK$39,446
+HK$2,263/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,366/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,925
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,969
−HK$1,059/mo
Today · 4.125%
HK$41,028
baseline
▲ 0.50% · 4.625%
HK$43,191
+HK$2,163/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,056/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,987
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,293
−HK$1,327/mo
Today · 4.125%
HK$44,620
baseline
▲ 0.50% · 4.625%
HK$47,335
+HK$2,715/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,240/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,710
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,963
−HK$1,271/mo
Today · 4.125%
HK$49,234
baseline
▲ 0.50% · 4.625%
HK$51,829
+HK$2,595/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,468/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,985
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,508
−HK$1,549/mo
Today · 4.125%
HK$52,057
baseline
▲ 0.50% · 4.625%
HK$55,224
+HK$3,167/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,114/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,495
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,957
−HK$1,482/mo
Today · 4.125%
HK$57,439
baseline
▲ 0.50% · 4.625%
HK$60,467
+HK$3,028/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,878/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,980
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,939
−HK$1,991/mo
Today · 4.125%
HK$66,930
baseline
▲ 0.50% · 4.625%
HK$71,002
+HK$4,072/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,860/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,065
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,944
−HK$1,906/mo
Today · 4.125%
HK$73,850
baseline
▲ 0.50% · 4.625%
HK$77,743
+HK$3,893/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,700/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,415 · Scale 2, in force from 26 Feb 2026)