LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,990
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,078
−HK$1,106/mo
Today · 4.125%
HK$37,184
baseline
▲ 0.50% · 4.625%
HK$39,447
+HK$2,263/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,368/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,926
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,970
−HK$1,059/mo
Today · 4.125%
HK$41,029
baseline
▲ 0.50% · 4.625%
HK$43,192
+HK$2,163/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,058/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,988
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,294
−HK$1,327/mo
Today · 4.125%
HK$44,621
baseline
▲ 0.50% · 4.625%
HK$47,336
+HK$2,715/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,242/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,711
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,964
−HK$1,271/mo
Today · 4.125%
HK$49,235
baseline
▲ 0.50% · 4.625%
HK$51,830
+HK$2,595/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,470/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,986
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,509
−HK$1,549/mo
Today · 4.125%
HK$52,058
baseline
▲ 0.50% · 4.625%
HK$55,225
+HK$3,167/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,116/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,496
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,958
−HK$1,482/mo
Today · 4.125%
HK$57,440
baseline
▲ 0.50% · 4.625%
HK$60,468
+HK$3,028/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,880/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,982
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,941
−HK$1,990/mo
Today · 4.125%
HK$66,931
baseline
▲ 0.50% · 4.625%
HK$71,004
+HK$4,073/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,862/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,066
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,946
−HK$1,906/mo
Today · 4.125%
HK$73,852
baseline
▲ 0.50% · 4.625%
HK$77,745
+HK$3,893/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,704/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,426 · Scale 2, in force from 26 Feb 2026)