LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,992
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,081
−HK$1,106/mo
Today · 4.125%
HK$37,187
baseline
▲ 0.50% · 4.625%
HK$39,449
+HK$2,262/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,374/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,929
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,973
−HK$1,059/mo
Today · 4.125%
HK$41,032
baseline
▲ 0.50% · 4.625%
HK$43,195
+HK$2,163/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,064/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,991
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,297
−HK$1,327/mo
Today · 4.125%
HK$44,624
baseline
▲ 0.50% · 4.625%
HK$47,339
+HK$2,715/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,248/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,714
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,967
−HK$1,271/mo
Today · 4.125%
HK$49,238
baseline
▲ 0.50% · 4.625%
HK$51,834
+HK$2,596/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,476/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,989
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,513
−HK$1,548/mo
Today · 4.125%
HK$52,061
baseline
▲ 0.50% · 4.625%
HK$55,229
+HK$3,168/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,122/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,500
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,962
−HK$1,483/mo
Today · 4.125%
HK$57,445
baseline
▲ 0.50% · 4.625%
HK$60,473
+HK$3,028/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,890/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,986
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,945
−HK$1,991/mo
Today · 4.125%
HK$66,936
baseline
▲ 0.50% · 4.625%
HK$71,009
+HK$4,073/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,872/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,071
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,951
−HK$1,906/mo
Today · 4.125%
HK$73,857
baseline
▲ 0.50% · 4.625%
HK$77,750
+HK$3,893/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,714/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,467 · Scale 2, in force from 26 Feb 2026)