LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,993
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,082
−HK$1,106/mo
Today · 4.125%
HK$37,188
baseline
▲ 0.50% · 4.625%
HK$39,450
+HK$2,262/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,376/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,930
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,974
−HK$1,059/mo
Today · 4.125%
HK$41,033
baseline
▲ 0.50% · 4.625%
HK$43,196
+HK$2,163/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,066/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,992
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,298
−HK$1,327/mo
Today · 4.125%
HK$44,625
baseline
▲ 0.50% · 4.625%
HK$47,340
+HK$2,715/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,250/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,715
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,968
−HK$1,271/mo
Today · 4.125%
HK$49,239
baseline
▲ 0.50% · 4.625%
HK$51,835
+HK$2,596/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,478/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,990
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,514
−HK$1,549/mo
Today · 4.125%
HK$52,063
baseline
▲ 0.50% · 4.625%
HK$55,230
+HK$3,167/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,126/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,501
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,963
−HK$1,483/mo
Today · 4.125%
HK$57,446
baseline
▲ 0.50% · 4.625%
HK$60,474
+HK$3,028/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,892/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,988
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,947
−HK$1,991/mo
Today · 4.125%
HK$66,938
baseline
▲ 0.50% · 4.625%
HK$71,011
+HK$4,073/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,876/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,073
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,952
−HK$1,907/mo
Today · 4.125%
HK$73,859
baseline
▲ 0.50% · 4.625%
HK$77,752
+HK$3,893/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,718/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,481 · Scale 2, in force from 26 Feb 2026)