LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,995
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,083
−HK$1,106/mo
Today · 4.125%
HK$37,189
baseline
▲ 0.50% · 4.625%
HK$39,452
+HK$2,263/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,378/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,931
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,975
−HK$1,059/mo
Today · 4.125%
HK$41,034
baseline
▲ 0.50% · 4.625%
HK$43,197
+HK$2,163/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,068/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,994
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,300
−HK$1,327/mo
Today · 4.125%
HK$44,627
baseline
▲ 0.50% · 4.625%
HK$47,342
+HK$2,715/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,254/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,717
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,970
−HK$1,271/mo
Today · 4.125%
HK$49,241
baseline
▲ 0.50% · 4.625%
HK$51,837
+HK$2,596/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,482/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,992
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,516
−HK$1,549/mo
Today · 4.125%
HK$52,065
baseline
▲ 0.50% · 4.625%
HK$55,233
+HK$3,168/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,130/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,504
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,965
−HK$1,483/mo
Today · 4.125%
HK$57,448
baseline
▲ 0.50% · 4.625%
HK$60,476
+HK$3,028/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,896/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,990
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,950
−HK$1,990/mo
Today · 4.125%
HK$66,940
baseline
▲ 0.50% · 4.625%
HK$71,014
+HK$4,074/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,880/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,076
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,955
−HK$1,907/mo
Today · 4.125%
HK$73,862
baseline
▲ 0.50% · 4.625%
HK$77,755
+HK$3,893/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,724/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,505 · Scale 2, in force from 26 Feb 2026)