LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,995
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,083
−HK$1,106/mo
Today · 4.125%
HK$37,189
baseline
▲ 0.50% · 4.625%
HK$39,452
+HK$2,263/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,378/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,931
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,975
−HK$1,060/mo
Today · 4.125%
HK$41,035
baseline
▲ 0.50% · 4.625%
HK$43,198
+HK$2,163/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,070/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,994
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,300
−HK$1,327/mo
Today · 4.125%
HK$44,627
baseline
▲ 0.50% · 4.625%
HK$47,343
+HK$2,716/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,254/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,718
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,970
−HK$1,272/mo
Today · 4.125%
HK$49,242
baseline
▲ 0.50% · 4.625%
HK$51,837
+HK$2,595/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,484/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,993
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,517
−HK$1,548/mo
Today · 4.125%
HK$52,065
baseline
▲ 0.50% · 4.625%
HK$55,233
+HK$3,168/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,130/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,504
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,966
−HK$1,482/mo
Today · 4.125%
HK$57,448
baseline
▲ 0.50% · 4.625%
HK$60,477
+HK$3,029/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,896/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,991
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,950
−HK$1,991/mo
Today · 4.125%
HK$66,941
baseline
▲ 0.50% · 4.625%
HK$71,014
+HK$4,073/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,882/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,076
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,956
−HK$1,906/mo
Today · 4.125%
HK$73,862
baseline
▲ 0.50% · 4.625%
HK$77,756
+HK$3,894/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,724/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,507 · Scale 2, in force from 26 Feb 2026)