LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,996
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,084
−HK$1,106/mo
Today · 4.125%
HK$37,190
baseline
▲ 0.50% · 4.625%
HK$39,453
+HK$2,263/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,380/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,932
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,977
−HK$1,059/mo
Today · 4.125%
HK$41,036
baseline
▲ 0.50% · 4.625%
HK$43,199
+HK$2,163/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,072/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,995
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,301
−HK$1,327/mo
Today · 4.125%
HK$44,628
baseline
▲ 0.50% · 4.625%
HK$47,344
+HK$2,716/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,256/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,719
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,972
−HK$1,271/mo
Today · 4.125%
HK$49,243
baseline
▲ 0.50% · 4.625%
HK$51,839
+HK$2,596/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,486/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,994
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,518
−HK$1,548/mo
Today · 4.125%
HK$52,066
baseline
▲ 0.50% · 4.625%
HK$55,234
+HK$3,168/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,132/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,505
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,967
−HK$1,483/mo
Today · 4.125%
HK$57,450
baseline
▲ 0.50% · 4.625%
HK$60,478
+HK$3,028/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,900/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,992
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,952
−HK$1,990/mo
Today · 4.125%
HK$66,942
baseline
▲ 0.50% · 4.625%
HK$71,016
+HK$4,074/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,884/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,078
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,958
−HK$1,906/mo
Today · 4.125%
HK$73,864
baseline
▲ 0.50% · 4.625%
HK$77,758
+HK$3,894/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,728/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,523 · Scale 2, in force from 26 Feb 2026)