LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,996
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,085
−HK$1,106/mo
Today · 4.125%
HK$37,191
baseline
▲ 0.50% · 4.625%
HK$39,454
+HK$2,263/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,382/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,933
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,977
−HK$1,059/mo
Today · 4.125%
HK$41,036
baseline
▲ 0.50% · 4.625%
HK$43,199
+HK$2,163/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,072/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,995
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,302
−HK$1,327/mo
Today · 4.125%
HK$44,629
baseline
▲ 0.50% · 4.625%
HK$47,344
+HK$2,715/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,258/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,719
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,972
−HK$1,271/mo
Today · 4.125%
HK$49,243
baseline
▲ 0.50% · 4.625%
HK$51,839
+HK$2,596/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,486/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,994
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,518
−HK$1,549/mo
Today · 4.125%
HK$52,067
baseline
▲ 0.50% · 4.625%
HK$55,235
+HK$3,168/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,134/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,506
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,968
−HK$1,483/mo
Today · 4.125%
HK$57,451
baseline
▲ 0.50% · 4.625%
HK$60,479
+HK$3,028/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,902/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,993
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,952
−HK$1,991/mo
Today · 4.125%
HK$66,943
baseline
▲ 0.50% · 4.625%
HK$71,016
+HK$4,073/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,886/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,079
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,958
−HK$1,907/mo
Today · 4.125%
HK$73,865
baseline
▲ 0.50% · 4.625%
HK$77,759
+HK$3,894/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,730/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,528 · Scale 2, in force from 26 Feb 2026)