LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,999
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,088
−HK$1,106/mo
Today · 4.125%
HK$37,194
baseline
▲ 0.50% · 4.625%
HK$39,457
+HK$2,263/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,388/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,936
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,981
−HK$1,059/mo
Today · 4.125%
HK$41,040
baseline
▲ 0.50% · 4.625%
HK$43,203
+HK$2,163/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,080/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,999
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,306
−HK$1,327/mo
Today · 4.125%
HK$44,633
baseline
▲ 0.50% · 4.625%
HK$47,349
+HK$2,716/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,266/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,724
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,977
−HK$1,271/mo
Today · 4.125%
HK$49,248
baseline
▲ 0.50% · 4.625%
HK$51,844
+HK$2,596/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,496/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,999
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,523
−HK$1,549/mo
Today · 4.125%
HK$52,072
baseline
▲ 0.50% · 4.625%
HK$55,240
+HK$3,168/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,144/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,511
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,973
−HK$1,483/mo
Today · 4.125%
HK$57,456
baseline
▲ 0.50% · 4.625%
HK$60,485
+HK$3,029/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,912/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,999
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,958
−HK$1,991/mo
Today · 4.125%
HK$66,949
baseline
▲ 0.50% · 4.625%
HK$71,023
+HK$4,074/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,898/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,086
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,965
−HK$1,907/mo
Today · 4.125%
HK$73,872
baseline
▲ 0.50% · 4.625%
HK$77,766
+HK$3,894/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,744/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,583 · Scale 2, in force from 26 Feb 2026)