LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,006
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,095
−HK$1,106/mo
Today · 4.125%
HK$37,201
baseline
▲ 0.50% · 4.625%
HK$39,465
+HK$2,264/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,402/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,944
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,988
−HK$1,060/mo
Today · 4.125%
HK$41,048
baseline
▲ 0.50% · 4.625%
HK$43,211
+HK$2,163/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,096/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,007
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,314
−HK$1,327/mo
Today · 4.125%
HK$44,641
baseline
▲ 0.50% · 4.625%
HK$47,358
+HK$2,717/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,282/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,732
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,986
−HK$1,271/mo
Today · 4.125%
HK$49,257
baseline
▲ 0.50% · 4.625%
HK$51,854
+HK$2,597/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,514/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,008
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,533
−HK$1,549/mo
Today · 4.125%
HK$52,082
baseline
▲ 0.50% · 4.625%
HK$55,251
+HK$3,169/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,164/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,521
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,983
−HK$1,484/mo
Today · 4.125%
HK$57,467
baseline
▲ 0.50% · 4.625%
HK$60,496
+HK$3,029/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,934/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,011
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,971
−HK$1,991/mo
Today · 4.125%
HK$66,962
baseline
▲ 0.50% · 4.625%
HK$71,036
+HK$4,074/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,924/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,099
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,979
−HK$1,907/mo
Today · 4.125%
HK$73,886
baseline
▲ 0.50% · 4.625%
HK$77,781
+HK$3,895/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,772/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,691 · Scale 2, in force from 26 Feb 2026)