LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,007
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,096
−HK$1,107/mo
Today · 4.125%
HK$37,203
baseline
▲ 0.50% · 4.625%
HK$39,466
+HK$2,263/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,406/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,945
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,990
−HK$1,059/mo
Today · 4.125%
HK$41,049
baseline
▲ 0.50% · 4.625%
HK$43,213
+HK$2,164/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,098/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,009
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,316
−HK$1,327/mo
Today · 4.125%
HK$44,643
baseline
▲ 0.50% · 4.625%
HK$47,360
+HK$2,717/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,286/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,734
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,988
−HK$1,271/mo
Today · 4.125%
HK$49,259
baseline
▲ 0.50% · 4.625%
HK$51,856
+HK$2,597/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,518/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,010
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,535
−HK$1,549/mo
Today · 4.125%
HK$52,084
baseline
▲ 0.50% · 4.625%
HK$55,253
+HK$3,169/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,168/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,524
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,986
−HK$1,483/mo
Today · 4.125%
HK$57,469
baseline
▲ 0.50% · 4.625%
HK$60,499
+HK$3,030/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,938/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,013
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,973
−HK$1,992/mo
Today · 4.125%
HK$66,965
baseline
▲ 0.50% · 4.625%
HK$71,039
+HK$4,074/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,930/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,102
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,982
−HK$1,907/mo
Today · 4.125%
HK$73,889
baseline
▲ 0.50% · 4.625%
HK$77,784
+HK$3,895/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,778/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,716 · Scale 2, in force from 26 Feb 2026)