LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,009
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,098
−HK$1,107/mo
Today · 4.125%
HK$37,205
baseline
▲ 0.50% · 4.625%
HK$39,469
+HK$2,264/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,410/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,948
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,992
−HK$1,060/mo
Today · 4.125%
HK$41,052
baseline
▲ 0.50% · 4.625%
HK$43,216
+HK$2,164/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,104/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,011
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,318
−HK$1,328/mo
Today · 4.125%
HK$44,646
baseline
▲ 0.50% · 4.625%
HK$47,362
+HK$2,716/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,292/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,737
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,991
−HK$1,271/mo
Today · 4.125%
HK$49,262
baseline
▲ 0.50% · 4.625%
HK$51,859
+HK$2,597/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,524/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,013
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,538
−HK$1,549/mo
Today · 4.125%
HK$52,087
baseline
▲ 0.50% · 4.625%
HK$55,256
+HK$3,169/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,174/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,527
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,989
−HK$1,483/mo
Today · 4.125%
HK$57,472
baseline
▲ 0.50% · 4.625%
HK$60,502
+HK$3,030/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,944/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,017
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,977
−HK$1,992/mo
Today · 4.125%
HK$66,969
baseline
▲ 0.50% · 4.625%
HK$71,043
+HK$4,074/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,938/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,106
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,986
−HK$1,907/mo
Today · 4.125%
HK$73,893
baseline
▲ 0.50% · 4.625%
HK$77,788
+HK$3,895/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,786/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,748 · Scale 2, in force from 26 Feb 2026)