LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,011
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,100
−HK$1,107/mo
Today · 4.125%
HK$37,207
baseline
▲ 0.50% · 4.625%
HK$39,471
+HK$2,264/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,414/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,950
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,994
−HK$1,060/mo
Today · 4.125%
HK$41,054
baseline
▲ 0.50% · 4.625%
HK$43,218
+HK$2,164/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,108/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,013
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,320
−HK$1,328/mo
Today · 4.125%
HK$44,648
baseline
▲ 0.50% · 4.625%
HK$47,365
+HK$2,717/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,296/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,740
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,993
−HK$1,272/mo
Today · 4.125%
HK$49,265
baseline
▲ 0.50% · 4.625%
HK$51,862
+HK$2,597/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,530/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,016
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,540
−HK$1,549/mo
Today · 4.125%
HK$52,089
baseline
▲ 0.50% · 4.625%
HK$55,259
+HK$3,170/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,178/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,529
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$55,992
−HK$1,484/mo
Today · 4.125%
HK$57,476
baseline
▲ 0.50% · 4.625%
HK$60,505
+HK$3,029/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,952/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,020
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,980
−HK$1,992/mo
Today · 4.125%
HK$66,972
baseline
▲ 0.50% · 4.625%
HK$71,047
+HK$4,075/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,944/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,109
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,990
−HK$1,907/mo
Today · 4.125%
HK$73,897
baseline
▲ 0.50% · 4.625%
HK$77,792
+HK$3,895/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,794/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,778 · Scale 2, in force from 26 Feb 2026)