LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,012
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,102
−HK$1,106/mo
Today · 4.125%
HK$37,208
baseline
▲ 0.50% · 4.625%
HK$39,472
+HK$2,264/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,416/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,951
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,996
−HK$1,059/mo
Today · 4.125%
HK$41,055
baseline
▲ 0.50% · 4.625%
HK$43,219
+HK$2,164/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,110/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,015
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,322
−HK$1,328/mo
Today · 4.125%
HK$44,650
baseline
▲ 0.50% · 4.625%
HK$47,366
+HK$2,716/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,300/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,741
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,995
−HK$1,271/mo
Today · 4.125%
HK$49,266
baseline
▲ 0.50% · 4.625%
HK$51,863
+HK$2,597/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,532/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,017
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,542
−HK$1,549/mo
Today · 4.125%
HK$52,091
baseline
▲ 0.50% · 4.625%
HK$55,261
+HK$3,170/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,182/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,531
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$55,994
−HK$1,484/mo
Today · 4.125%
HK$57,478
baseline
▲ 0.50% · 4.625%
HK$60,507
+HK$3,029/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,956/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,022
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,983
−HK$1,991/mo
Today · 4.125%
HK$66,974
baseline
▲ 0.50% · 4.625%
HK$71,050
+HK$4,076/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,948/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,112
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,992
−HK$1,908/mo
Today · 4.125%
HK$73,900
baseline
▲ 0.50% · 4.625%
HK$77,795
+HK$3,895/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,800/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,798 · Scale 2, in force from 26 Feb 2026)