LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,014
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,103
−HK$1,106/mo
Today · 4.125%
HK$37,209
baseline
▲ 0.50% · 4.625%
HK$39,474
+HK$2,265/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,418/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,952
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$39,997
−HK$1,060/mo
Today · 4.125%
HK$41,057
baseline
▲ 0.50% · 4.625%
HK$43,221
+HK$2,164/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,114/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,017
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,324
−HK$1,327/mo
Today · 4.125%
HK$44,651
baseline
▲ 0.50% · 4.625%
HK$47,368
+HK$2,717/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,302/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,743
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,997
−HK$1,271/mo
Today · 4.125%
HK$49,268
baseline
▲ 0.50% · 4.625%
HK$51,865
+HK$2,597/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,536/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,019
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,544
−HK$1,549/mo
Today · 4.125%
HK$52,093
baseline
▲ 0.50% · 4.625%
HK$55,263
+HK$3,170/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,186/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,533
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$55,996
−HK$1,484/mo
Today · 4.125%
HK$57,480
baseline
▲ 0.50% · 4.625%
HK$60,510
+HK$3,030/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,960/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,025
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,985
−HK$1,992/mo
Today · 4.125%
HK$66,977
baseline
▲ 0.50% · 4.625%
HK$71,052
+HK$4,075/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,954/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,114
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$71,995
−HK$1,908/mo
Today · 4.125%
HK$73,903
baseline
▲ 0.50% · 4.625%
HK$77,798
+HK$3,895/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,806/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,821 · Scale 2, in force from 26 Feb 2026)