LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,014
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,104
−HK$1,106/mo
Today · 4.125%
HK$37,210
baseline
▲ 0.50% · 4.625%
HK$39,474
+HK$2,264/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,420/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,953
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$39,998
−HK$1,060/mo
Today · 4.125%
HK$41,058
baseline
▲ 0.50% · 4.625%
HK$43,222
+HK$2,164/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,116/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,017
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,324
−HK$1,328/mo
Today · 4.125%
HK$44,652
baseline
▲ 0.50% · 4.625%
HK$47,369
+HK$2,717/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,304/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,744
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,997
−HK$1,272/mo
Today · 4.125%
HK$49,269
baseline
▲ 0.50% · 4.625%
HK$51,866
+HK$2,597/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,538/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,020
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,545
−HK$1,549/mo
Today · 4.125%
HK$52,094
baseline
▲ 0.50% · 4.625%
HK$55,264
+HK$3,170/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,188/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,534
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$55,997
−HK$1,484/mo
Today · 4.125%
HK$57,481
baseline
▲ 0.50% · 4.625%
HK$60,511
+HK$3,030/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,962/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,026
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,986
−HK$1,992/mo
Today · 4.125%
HK$66,978
baseline
▲ 0.50% · 4.625%
HK$71,054
+HK$4,076/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,956/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,116
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,996
−HK$1,908/mo
Today · 4.125%
HK$73,904
baseline
▲ 0.50% · 4.625%
HK$77,799
+HK$3,895/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,808/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,830 · Scale 2, in force from 26 Feb 2026)