LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,015
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,105
−HK$1,106/mo
Today · 4.125%
HK$37,211
baseline
▲ 0.50% · 4.625%
HK$39,475
+HK$2,264/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,422/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,954
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$39,999
−HK$1,060/mo
Today · 4.125%
HK$41,059
baseline
▲ 0.50% · 4.625%
HK$43,223
+HK$2,164/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,118/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,019
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,326
−HK$1,327/mo
Today · 4.125%
HK$44,653
baseline
▲ 0.50% · 4.625%
HK$47,371
+HK$2,718/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,306/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,745
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$47,999
−HK$1,272/mo
Today · 4.125%
HK$49,271
baseline
▲ 0.50% · 4.625%
HK$51,868
+HK$2,597/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,542/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,022
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,546
−HK$1,550/mo
Today · 4.125%
HK$52,096
baseline
▲ 0.50% · 4.625%
HK$55,266
+HK$3,170/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,192/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,536
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,999
−HK$1,483/mo
Today · 4.125%
HK$57,482
baseline
▲ 0.50% · 4.625%
HK$60,512
+HK$3,030/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,964/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,028
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,988
−HK$1,992/mo
Today · 4.125%
HK$66,980
baseline
▲ 0.50% · 4.625%
HK$71,056
+HK$4,076/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,960/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,118
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,998
−HK$1,908/mo
Today · 4.125%
HK$73,906
baseline
▲ 0.50% · 4.625%
HK$77,802
+HK$3,896/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,812/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,848 · Scale 2, in force from 26 Feb 2026)