LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,016
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,105
−HK$1,107/mo
Today · 4.125%
HK$37,212
baseline
▲ 0.50% · 4.625%
HK$39,476
+HK$2,264/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,424/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,955
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,000
−HK$1,060/mo
Today · 4.125%
HK$41,060
baseline
▲ 0.50% · 4.625%
HK$43,224
+HK$2,164/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,120/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,019
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,326
−HK$1,328/mo
Today · 4.125%
HK$44,654
baseline
▲ 0.50% · 4.625%
HK$47,372
+HK$2,718/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,308/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,746
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,000
−HK$1,272/mo
Today · 4.125%
HK$49,272
baseline
▲ 0.50% · 4.625%
HK$51,869
+HK$2,597/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,544/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,023
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,548
−HK$1,549/mo
Today · 4.125%
HK$52,097
baseline
▲ 0.50% · 4.625%
HK$55,267
+HK$3,170/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,194/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,537
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,000
−HK$1,484/mo
Today · 4.125%
HK$57,484
baseline
▲ 0.50% · 4.625%
HK$60,514
+HK$3,030/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,968/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,029
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$64,990
−HK$1,992/mo
Today · 4.125%
HK$66,982
baseline
▲ 0.50% · 4.625%
HK$71,057
+HK$4,075/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,964/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,119
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,000
−HK$1,908/mo
Today · 4.125%
HK$73,908
baseline
▲ 0.50% · 4.625%
HK$77,803
+HK$3,895/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,816/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,860 · Scale 2, in force from 26 Feb 2026)