LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,019
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,108
−HK$1,107/mo
Today · 4.125%
HK$37,215
baseline
▲ 0.50% · 4.625%
HK$39,479
+HK$2,264/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,430/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,958
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,003
−HK$1,060/mo
Today · 4.125%
HK$41,063
baseline
▲ 0.50% · 4.625%
HK$43,227
+HK$2,164/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,126/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,022
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,330
−HK$1,328/mo
Today · 4.125%
HK$44,658
baseline
▲ 0.50% · 4.625%
HK$47,375
+HK$2,717/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,316/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,750
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$48,003
−HK$1,272/mo
Today · 4.125%
HK$49,275
baseline
▲ 0.50% · 4.625%
HK$51,873
+HK$2,598/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,550/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,026
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,551
−HK$1,550/mo
Today · 4.125%
HK$52,101
baseline
▲ 0.50% · 4.625%
HK$55,271
+HK$3,170/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,202/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,541
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,004
−HK$1,484/mo
Today · 4.125%
HK$57,488
baseline
▲ 0.50% · 4.625%
HK$60,518
+HK$3,030/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,976/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,034
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,994
−HK$1,992/mo
Today · 4.125%
HK$66,986
baseline
▲ 0.50% · 4.625%
HK$71,062
+HK$4,076/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,972/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,124
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,005
−HK$1,908/mo
Today · 4.125%
HK$73,913
baseline
▲ 0.50% · 4.625%
HK$77,809
+HK$3,896/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,826/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,901 · Scale 2, in force from 26 Feb 2026)