LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,020
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,109
−HK$1,107/mo
Today · 4.125%
HK$37,216
baseline
▲ 0.50% · 4.625%
HK$39,480
+HK$2,264/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,432/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,959
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,004
−HK$1,060/mo
Today · 4.125%
HK$41,064
baseline
▲ 0.50% · 4.625%
HK$43,229
+HK$2,165/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,128/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,024
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,331
−HK$1,328/mo
Today · 4.125%
HK$44,659
baseline
▲ 0.50% · 4.625%
HK$47,377
+HK$2,718/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,318/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,751
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,005
−HK$1,272/mo
Today · 4.125%
HK$49,277
baseline
▲ 0.50% · 4.625%
HK$51,874
+HK$2,597/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,554/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,028
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,553
−HK$1,549/mo
Today · 4.125%
HK$52,102
baseline
▲ 0.50% · 4.625%
HK$55,273
+HK$3,171/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,204/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,543
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,006
−HK$1,484/mo
Today · 4.125%
HK$57,490
baseline
▲ 0.50% · 4.625%
HK$60,520
+HK$3,030/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,980/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,036
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$64,997
−HK$1,992/mo
Today · 4.125%
HK$66,989
baseline
▲ 0.50% · 4.625%
HK$71,065
+HK$4,076/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,978/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,127
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$72,007
−HK$1,908/mo
Today · 4.125%
HK$73,915
baseline
▲ 0.50% · 4.625%
HK$77,812
+HK$3,897/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,830/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,921 · Scale 2, in force from 26 Feb 2026)