LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,020
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,110
−HK$1,106/mo
Today · 4.125%
HK$37,216
baseline
▲ 0.50% · 4.625%
HK$39,481
+HK$2,265/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,432/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,960
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,005
−HK$1,060/mo
Today · 4.125%
HK$41,065
baseline
▲ 0.50% · 4.625%
HK$43,229
+HK$2,164/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,130/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,024
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,332
−HK$1,328/mo
Today · 4.125%
HK$44,660
baseline
▲ 0.50% · 4.625%
HK$47,377
+HK$2,717/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,320/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,752
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,006
−HK$1,272/mo
Today · 4.125%
HK$49,278
baseline
▲ 0.50% · 4.625%
HK$51,875
+HK$2,597/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,556/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,028
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,553
−HK$1,550/mo
Today · 4.125%
HK$52,103
baseline
▲ 0.50% · 4.625%
HK$55,273
+HK$3,170/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,206/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,544
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$56,006
−HK$1,484/mo
Today · 4.125%
HK$57,490
baseline
▲ 0.50% · 4.625%
HK$60,521
+HK$3,031/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,980/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,037
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,997
−HK$1,992/mo
Today · 4.125%
HK$66,989
baseline
▲ 0.50% · 4.625%
HK$71,066
+HK$4,077/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,978/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,128
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$72,008
−HK$1,908/mo
Today · 4.125%
HK$73,916
baseline
▲ 0.50% · 4.625%
HK$77,813
+HK$3,897/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,832/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,927 · Scale 2, in force from 26 Feb 2026)