LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,021
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,110
−HK$1,107/mo
Today · 4.125%
HK$37,217
baseline
▲ 0.50% · 4.625%
HK$39,481
+HK$2,264/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,434/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$575,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,960
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,005
−HK$1,060/mo
Today · 4.125%
HK$41,065
baseline
▲ 0.50% · 4.625%
HK$43,230
+HK$2,165/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,130/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$575,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,025
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,332
−HK$1,328/mo
Today · 4.125%
HK$44,660
baseline
▲ 0.50% · 4.625%
HK$47,378
+HK$2,718/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,320/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,752
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,006
−HK$1,272/mo
Today · 4.125%
HK$49,278
baseline
▲ 0.50% · 4.625%
HK$51,876
+HK$2,598/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,556/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,029
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,554
−HK$1,550/mo
Today · 4.125%
HK$52,104
baseline
▲ 0.50% · 4.625%
HK$55,274
+HK$3,170/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,208/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,544
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,007
−HK$1,484/mo
Today · 4.125%
HK$57,491
baseline
▲ 0.50% · 4.625%
HK$60,522
+HK$3,031/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,982/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,037
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$64,998
−HK$1,992/mo
Today · 4.125%
HK$66,990
baseline
▲ 0.50% · 4.625%
HK$71,067
+HK$4,077/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,980/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,128
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,009
−HK$1,908/mo
Today · 4.125%
HK$73,917
baseline
▲ 0.50% · 4.625%
HK$77,814
+HK$3,897/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,834/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,935 · Scale 2, in force from 26 Feb 2026)