LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,021
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,111
−HK$1,106/mo
Today · 4.125%
HK$37,217
baseline
▲ 0.50% · 4.625%
HK$39,482
+HK$2,265/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,434/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$575,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,961
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,006
−HK$1,060/mo
Today · 4.125%
HK$41,066
baseline
▲ 0.50% · 4.625%
HK$43,230
+HK$2,164/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,132/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$575,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,025
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,333
−HK$1,328/mo
Today · 4.125%
HK$44,661
baseline
▲ 0.50% · 4.625%
HK$47,378
+HK$2,717/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$89,322/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,753
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,007
−HK$1,272/mo
Today · 4.125%
HK$49,279
baseline
▲ 0.50% · 4.625%
HK$51,876
+HK$2,597/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$98,558/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,030
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,555
−HK$1,549/mo
Today · 4.125%
HK$52,104
baseline
▲ 0.50% · 4.625%
HK$55,275
+HK$3,171/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,208/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,545
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,008
−HK$1,484/mo
Today · 4.125%
HK$57,492
baseline
▲ 0.50% · 4.625%
HK$60,522
+HK$3,030/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,984/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,038
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$64,999
−HK$1,992/mo
Today · 4.125%
HK$66,991
baseline
▲ 0.50% · 4.625%
HK$71,068
+HK$4,077/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,982/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,129
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,010
−HK$1,908/mo
Today · 4.125%
HK$73,918
baseline
▲ 0.50% · 4.625%
HK$77,815
+HK$3,897/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,836/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,943 · Scale 2, in force from 26 Feb 2026)