LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,023
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,113
−HK$1,107/mo
Today · 4.125%
HK$37,220
baseline
▲ 0.50% · 4.625%
HK$39,484
+HK$2,264/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,440/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$575,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,963
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,008
−HK$1,060/mo
Today · 4.125%
HK$41,068
baseline
▲ 0.50% · 4.625%
HK$43,233
+HK$2,165/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,136/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$575,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,028
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,335
−HK$1,329/mo
Today · 4.125%
HK$44,664
baseline
▲ 0.50% · 4.625%
HK$47,381
+HK$2,717/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$89,328/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,756
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,010
−HK$1,272/mo
Today · 4.125%
HK$49,282
baseline
▲ 0.50% · 4.625%
HK$51,879
+HK$2,597/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$98,564/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,033
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,558
−HK$1,549/mo
Today · 4.125%
HK$52,107
baseline
▲ 0.50% · 4.625%
HK$55,278
+HK$3,171/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,214/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,548
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,011
−HK$1,484/mo
Today · 4.125%
HK$57,495
baseline
▲ 0.50% · 4.625%
HK$60,526
+HK$3,031/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,990/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,042
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$65,003
−HK$1,992/mo
Today · 4.125%
HK$66,995
baseline
▲ 0.50% · 4.625%
HK$71,072
+HK$4,077/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,990/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,134
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,015
−HK$1,908/mo
Today · 4.125%
HK$73,923
baseline
▲ 0.50% · 4.625%
HK$77,819
+HK$3,896/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,846/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,977 · Scale 2, in force from 26 Feb 2026)