LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,025
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,114
−HK$1,107/mo
Today · 4.125%
HK$37,221
baseline
▲ 0.50% · 4.625%
HK$39,486
+HK$2,265/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,442/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$575,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,964
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,009
−HK$1,061/mo
Today · 4.125%
HK$41,070
baseline
▲ 0.50% · 4.625%
HK$43,234
+HK$2,164/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,140/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$575,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,029
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,337
−HK$1,328/mo
Today · 4.125%
HK$44,665
baseline
▲ 0.50% · 4.625%
HK$47,383
+HK$2,718/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$89,330/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,757
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,011
−HK$1,273/mo
Today · 4.125%
HK$49,284
baseline
▲ 0.50% · 4.625%
HK$51,881
+HK$2,597/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$98,568/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$575,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,034
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,560
−HK$1,549/mo
Today · 4.125%
HK$52,109
baseline
▲ 0.50% · 4.625%
HK$55,280
+HK$3,171/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,218/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,550
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,013
−HK$1,484/mo
Today · 4.125%
HK$57,497
baseline
▲ 0.50% · 4.625%
HK$60,528
+HK$3,031/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,994/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,044
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,005
−HK$1,993/mo
Today · 4.125%
HK$66,998
baseline
▲ 0.50% · 4.625%
HK$71,074
+HK$4,076/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,996/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,136
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,017
−HK$1,908/mo
Today · 4.125%
HK$73,925
baseline
▲ 0.50% · 4.625%
HK$77,822
+HK$3,897/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,850/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,998 · Scale 2, in force from 26 Feb 2026)