LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,025
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,115
−HK$1,106/mo
Today · 4.125%
HK$37,221
baseline
▲ 0.50% · 4.625%
HK$39,486
+HK$2,265/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,442/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,965
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,010
−HK$1,060/mo
Today · 4.125%
HK$41,070
baseline
▲ 0.50% · 4.625%
HK$43,235
+HK$2,165/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,140/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,030
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,337
−HK$1,329/mo
Today · 4.125%
HK$44,666
baseline
▲ 0.50% · 4.625%
HK$47,384
+HK$2,718/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$89,332/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,758
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,012
−HK$1,272/mo
Today · 4.125%
HK$49,284
baseline
▲ 0.50% · 4.625%
HK$51,882
+HK$2,598/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$98,568/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,035
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,560
−HK$1,550/mo
Today · 4.125%
HK$52,110
baseline
▲ 0.50% · 4.625%
HK$55,281
+HK$3,171/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,220/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$576,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,551
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,014
−HK$1,484/mo
Today · 4.125%
HK$57,498
baseline
▲ 0.50% · 4.625%
HK$60,529
+HK$3,031/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,996/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$576,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,045
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,006
−HK$1,993/mo
Today · 4.125%
HK$66,999
baseline
▲ 0.50% · 4.625%
HK$71,075
+HK$4,076/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$133,998/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,137
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,018
−HK$1,908/mo
Today · 4.125%
HK$73,926
baseline
▲ 0.50% · 4.625%
HK$77,823
+HK$3,897/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,852/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,006 · Scale 2, in force from 26 Feb 2026)