LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,026
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,115
−HK$1,107/mo
Today · 4.125%
HK$37,222
baseline
▲ 0.50% · 4.625%
HK$39,487
+HK$2,265/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,444/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,966
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,011
−HK$1,060/mo
Today · 4.125%
HK$41,071
baseline
▲ 0.50% · 4.625%
HK$43,236
+HK$2,165/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,142/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,031
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,338
−HK$1,328/mo
Today · 4.125%
HK$44,666
baseline
▲ 0.50% · 4.625%
HK$47,384
+HK$2,718/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$89,332/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,759
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,013
−HK$1,272/mo
Today · 4.125%
HK$49,285
baseline
▲ 0.50% · 4.625%
HK$51,883
+HK$2,598/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$98,570/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,036
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,561
−HK$1,550/mo
Today · 4.125%
HK$52,111
baseline
▲ 0.50% · 4.625%
HK$55,282
+HK$3,171/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,222/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$576,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,552
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,015
−HK$1,484/mo
Today · 4.125%
HK$57,499
baseline
▲ 0.50% · 4.625%
HK$60,530
+HK$3,031/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$114,998/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$576,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,046
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,007
−HK$1,993/mo
Today · 4.125%
HK$67,000
baseline
▲ 0.50% · 4.625%
HK$71,076
+HK$4,076/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$134,000/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,138
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,019
−HK$1,908/mo
Today · 4.125%
HK$73,927
baseline
▲ 0.50% · 4.625%
HK$77,824
+HK$3,897/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,854/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,014 · Scale 2, in force from 26 Feb 2026)