LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,027
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,116
−HK$1,107/mo
Today · 4.125%
HK$37,223
baseline
▲ 0.50% · 4.625%
HK$39,488
+HK$2,265/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,446/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,967
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,012
−HK$1,060/mo
Today · 4.125%
HK$41,072
baseline
▲ 0.50% · 4.625%
HK$43,237
+HK$2,165/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,144/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,032
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,340
−HK$1,328/mo
Today · 4.125%
HK$44,668
baseline
▲ 0.50% · 4.625%
HK$47,386
+HK$2,718/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$89,336/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,760
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,014
−HK$1,273/mo
Today · 4.125%
HK$49,287
baseline
▲ 0.50% · 4.625%
HK$51,885
+HK$2,598/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$98,574/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,037
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,563
−HK$1,550/mo
Today · 4.125%
HK$52,113
baseline
▲ 0.50% · 4.625%
HK$55,283
+HK$3,170/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,226/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$576,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,554
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,017
−HK$1,484/mo
Today · 4.125%
HK$57,501
baseline
▲ 0.50% · 4.625%
HK$60,532
+HK$3,031/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$115,002/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$576,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,048
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,009
−HK$1,993/mo
Today · 4.125%
HK$67,002
baseline
▲ 0.50% · 4.625%
HK$71,079
+HK$4,077/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$134,004/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,140
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,022
−HK$1,908/mo
Today · 4.125%
HK$73,930
baseline
▲ 0.50% · 4.625%
HK$77,827
+HK$3,897/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,860/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,034 · Scale 2, in force from 26 Feb 2026)