LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,027
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,117
−HK$1,107/mo
Today · 4.125%
HK$37,224
baseline
▲ 0.50% · 4.625%
HK$39,489
+HK$2,265/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,448/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,967
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,012
−HK$1,061/mo
Today · 4.125%
HK$41,073
baseline
▲ 0.50% · 4.625%
HK$43,238
+HK$2,165/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,146/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,033
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,340
−HK$1,328/mo
Today · 4.125%
HK$44,668
baseline
▲ 0.50% · 4.625%
HK$47,386
+HK$2,718/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$89,336/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,761
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,015
−HK$1,272/mo
Today · 4.125%
HK$49,287
baseline
▲ 0.50% · 4.625%
HK$51,885
+HK$2,598/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$98,574/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,038
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,563
−HK$1,550/mo
Today · 4.125%
HK$52,113
baseline
▲ 0.50% · 4.625%
HK$55,284
+HK$3,171/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,226/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$576,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,554
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,017
−HK$1,485/mo
Today · 4.125%
HK$57,502
baseline
▲ 0.50% · 4.625%
HK$60,533
+HK$3,031/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$115,004/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$576,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,049
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,010
−HK$1,993/mo
Today · 4.125%
HK$67,003
baseline
▲ 0.50% · 4.625%
HK$71,080
+HK$4,077/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$134,006/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,141
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,022
−HK$1,909/mo
Today · 4.125%
HK$73,931
baseline
▲ 0.50% · 4.625%
HK$77,828
+HK$3,897/mo
Deposit HK$1.54M · loan HK$13.82M · min. income ≈ HK$147,862/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,041 · Scale 2, in force from 26 Feb 2026)