LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,030
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,120
−HK$1,107/mo
Today · 4.125%
HK$37,227
baseline
▲ 0.50% · 4.625%
HK$39,492
+HK$2,265/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,454/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,971
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,016
−HK$1,060/mo
Today · 4.125%
HK$41,076
baseline
▲ 0.50% · 4.625%
HK$43,241
+HK$2,165/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,152/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,036
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,344
−HK$1,328/mo
Today · 4.125%
HK$44,672
baseline
▲ 0.50% · 4.625%
HK$47,390
+HK$2,718/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$89,344/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,765
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,019
−HK$1,272/mo
Today · 4.125%
HK$49,291
baseline
▲ 0.50% · 4.625%
HK$51,890
+HK$2,599/mo
Deposit HK$6.14M · loan HK$9.22M · min. income ≈ HK$98,582/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,042
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,568
−HK$1,550/mo
Today · 4.125%
HK$52,118
baseline
▲ 0.50% · 4.625%
HK$55,289
+HK$3,171/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,236/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$576,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,559
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,022
−HK$1,485/mo
Today · 4.125%
HK$57,507
baseline
▲ 0.50% · 4.625%
HK$60,538
+HK$3,031/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$115,014/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$576,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,054
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,016
−HK$1,992/mo
Today · 4.125%
HK$67,008
baseline
▲ 0.50% · 4.625%
HK$71,086
+HK$4,078/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,016/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,147
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,028
−HK$1,909/mo
Today · 4.125%
HK$73,937
baseline
▲ 0.50% · 4.625%
HK$77,834
+HK$3,897/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,874/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,089 · Scale 2, in force from 26 Feb 2026)