LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,031
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,120
−HK$1,107/mo
Today · 4.125%
HK$37,227
baseline
▲ 0.50% · 4.625%
HK$39,493
+HK$2,266/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,454/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,971
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,016
−HK$1,061/mo
Today · 4.125%
HK$41,077
baseline
▲ 0.50% · 4.625%
HK$43,242
+HK$2,165/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,154/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,037
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,344
−HK$1,329/mo
Today · 4.125%
HK$44,673
baseline
▲ 0.50% · 4.625%
HK$47,391
+HK$2,718/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,346/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,765
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,020
−HK$1,272/mo
Today · 4.125%
HK$49,292
baseline
▲ 0.50% · 4.625%
HK$51,890
+HK$2,598/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,584/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,043
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,568
−HK$1,550/mo
Today · 4.125%
HK$52,118
baseline
▲ 0.50% · 4.625%
HK$55,290
+HK$3,172/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,236/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$576,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,560
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,023
−HK$1,484/mo
Today · 4.125%
HK$57,507
baseline
▲ 0.50% · 4.625%
HK$60,539
+HK$3,032/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$115,014/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$576,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,055
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,016
−HK$1,993/mo
Today · 4.125%
HK$67,009
baseline
▲ 0.50% · 4.625%
HK$71,087
+HK$4,078/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,018/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,148
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,029
−HK$1,909/mo
Today · 4.125%
HK$73,938
baseline
▲ 0.50% · 4.625%
HK$77,835
+HK$3,897/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,876/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,097 · Scale 2, in force from 26 Feb 2026)