LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,032
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,122
−HK$1,107/mo
Today · 4.125%
HK$37,229
baseline
▲ 0.50% · 4.625%
HK$39,495
+HK$2,266/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,458/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,973
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,018
−HK$1,061/mo
Today · 4.125%
HK$41,079
baseline
▲ 0.50% · 4.625%
HK$43,244
+HK$2,165/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,158/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,039
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,347
−HK$1,328/mo
Today · 4.125%
HK$44,675
baseline
▲ 0.50% · 4.625%
HK$47,394
+HK$2,719/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,350/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,768
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,022
−HK$1,273/mo
Today · 4.125%
HK$49,295
baseline
▲ 0.50% · 4.625%
HK$51,893
+HK$2,598/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,590/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,045
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,571
−HK$1,550/mo
Today · 4.125%
HK$52,121
baseline
▲ 0.50% · 4.625%
HK$55,292
+HK$3,171/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,242/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,563
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,026
−HK$1,484/mo
Today · 4.125%
HK$57,510
baseline
▲ 0.50% · 4.625%
HK$60,542
+HK$3,032/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$115,020/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,058
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,020
−HK$1,993/mo
Today · 4.125%
HK$67,013
baseline
▲ 0.50% · 4.625%
HK$71,090
+HK$4,077/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,026/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,152
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,033
−HK$1,909/mo
Today · 4.125%
HK$73,942
baseline
▲ 0.50% · 4.625%
HK$77,839
+HK$3,897/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,884/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,127 · Scale 2, in force from 26 Feb 2026)