LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,034
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,123
−HK$1,108/mo
Today · 4.125%
HK$37,231
baseline
▲ 0.50% · 4.625%
HK$39,496
+HK$2,265/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,462/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,975
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,020
−HK$1,060/mo
Today · 4.125%
HK$41,080
baseline
▲ 0.50% · 4.625%
HK$43,246
+HK$2,166/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,160/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,040
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,348
−HK$1,329/mo
Today · 4.125%
HK$44,677
baseline
▲ 0.50% · 4.625%
HK$47,395
+HK$2,718/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,354/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,769
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,024
−HK$1,272/mo
Today · 4.125%
HK$49,296
baseline
▲ 0.50% · 4.625%
HK$51,895
+HK$2,599/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,592/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,047
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,573
−HK$1,550/mo
Today · 4.125%
HK$52,123
baseline
▲ 0.50% · 4.625%
HK$55,294
+HK$3,171/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$104,246/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,564
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,028
−HK$1,484/mo
Today · 4.125%
HK$57,512
baseline
▲ 0.50% · 4.625%
HK$60,544
+HK$3,032/mo
Deposit HK$4.61M · loan HK$10.75M · min. income ≈ HK$115,024/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,061
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,022
−HK$1,993/mo
Today · 4.125%
HK$67,015
baseline
▲ 0.50% · 4.625%
HK$71,093
+HK$4,078/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,030/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,154
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,036
−HK$1,908/mo
Today · 4.125%
HK$73,944
baseline
▲ 0.50% · 4.625%
HK$77,842
+HK$3,898/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,888/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,147 · Scale 2, in force from 26 Feb 2026)