LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,035
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,125
−HK$1,107/mo
Today · 4.125%
HK$37,232
baseline
▲ 0.50% · 4.625%
HK$39,497
+HK$2,265/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,464/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,976
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,021
−HK$1,061/mo
Today · 4.125%
HK$41,082
baseline
▲ 0.50% · 4.625%
HK$43,247
+HK$2,165/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,164/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,042
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,350
−HK$1,328/mo
Today · 4.125%
HK$44,678
baseline
▲ 0.50% · 4.625%
HK$47,397
+HK$2,719/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,356/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,771
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,026
−HK$1,272/mo
Today · 4.125%
HK$49,298
baseline
▲ 0.50% · 4.625%
HK$51,897
+HK$2,599/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,596/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,049
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,575
−HK$1,550/mo
Today · 4.125%
HK$52,125
baseline
▲ 0.50% · 4.625%
HK$55,296
+HK$3,171/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,250/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,566
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,030
−HK$1,484/mo
Today · 4.125%
HK$57,514
baseline
▲ 0.50% · 4.625%
HK$60,546
+HK$3,032/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,028/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,063
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,024
−HK$1,993/mo
Today · 4.125%
HK$67,017
baseline
▲ 0.50% · 4.625%
HK$71,095
+HK$4,078/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,034/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,157
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,038
−HK$1,909/mo
Today · 4.125%
HK$73,947
baseline
▲ 0.50% · 4.625%
HK$77,845
+HK$3,898/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,894/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,168 · Scale 2, in force from 26 Feb 2026)