LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,036
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,126
−HK$1,107/mo
Today · 4.125%
HK$37,233
baseline
▲ 0.50% · 4.625%
HK$39,499
+HK$2,266/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,466/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,977
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,022
−HK$1,061/mo
Today · 4.125%
HK$41,083
baseline
▲ 0.50% · 4.625%
HK$43,248
+HK$2,165/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,166/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,043
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,351
−HK$1,329/mo
Today · 4.125%
HK$44,680
baseline
▲ 0.50% · 4.625%
HK$47,398
+HK$2,718/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,360/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,773
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,027
−HK$1,273/mo
Today · 4.125%
HK$49,300
baseline
▲ 0.50% · 4.625%
HK$51,898
+HK$2,598/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,600/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,050
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,576
−HK$1,550/mo
Today · 4.125%
HK$52,126
baseline
▲ 0.50% · 4.625%
HK$55,298
+HK$3,172/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,252/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,568
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,031
−HK$1,485/mo
Today · 4.125%
HK$57,516
baseline
▲ 0.50% · 4.625%
HK$60,548
+HK$3,032/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,032/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,065
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,026
−HK$1,993/mo
Today · 4.125%
HK$67,019
baseline
▲ 0.50% · 4.625%
HK$71,097
+HK$4,078/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,038/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,159
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,040
−HK$1,909/mo
Today · 4.125%
HK$73,949
baseline
▲ 0.50% · 4.625%
HK$77,847
+HK$3,898/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,898/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,185 · Scale 2, in force from 26 Feb 2026)