LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,036
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,126
−HK$1,108/mo
Today · 4.125%
HK$37,234
baseline
▲ 0.50% · 4.625%
HK$39,499
+HK$2,265/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,468/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,978
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,023
−HK$1,061/mo
Today · 4.125%
HK$41,084
baseline
▲ 0.50% · 4.625%
HK$43,249
+HK$2,165/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,168/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,044
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,352
−HK$1,328/mo
Today · 4.125%
HK$44,680
baseline
▲ 0.50% · 4.625%
HK$47,399
+HK$2,719/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,360/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,773
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,028
−HK$1,272/mo
Today · 4.125%
HK$49,300
baseline
▲ 0.50% · 4.625%
HK$51,899
+HK$2,599/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,600/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,051
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,577
−HK$1,550/mo
Today · 4.125%
HK$52,127
baseline
▲ 0.50% · 4.625%
HK$55,299
+HK$3,172/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,254/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,569
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,032
−HK$1,485/mo
Today · 4.125%
HK$57,517
baseline
▲ 0.50% · 4.625%
HK$60,549
+HK$3,032/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,034/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,066
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,027
−HK$1,993/mo
Today · 4.125%
HK$67,020
baseline
▲ 0.50% · 4.625%
HK$71,098
+HK$4,078/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,040/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,160
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,042
−HK$1,908/mo
Today · 4.125%
HK$73,950
baseline
▲ 0.50% · 4.625%
HK$77,848
+HK$3,898/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,900/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,194 · Scale 2, in force from 26 Feb 2026)