LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,039
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,129
−HK$1,107/mo
Today · 4.125%
HK$37,236
baseline
▲ 0.50% · 4.625%
HK$39,502
+HK$2,266/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,472/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,980
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,026
−HK$1,060/mo
Today · 4.125%
HK$41,086
baseline
▲ 0.50% · 4.625%
HK$43,252
+HK$2,166/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,172/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,046
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,354
−HK$1,329/mo
Today · 4.125%
HK$44,683
baseline
▲ 0.50% · 4.625%
HK$47,402
+HK$2,719/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,366/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,776
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,031
−HK$1,272/mo
Today · 4.125%
HK$49,303
baseline
▲ 0.50% · 4.625%
HK$51,902
+HK$2,599/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,606/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,054
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,580
−HK$1,550/mo
Today · 4.125%
HK$52,130
baseline
▲ 0.50% · 4.625%
HK$55,302
+HK$3,172/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,260/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,572
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,036
−HK$1,485/mo
Today · 4.125%
HK$57,521
baseline
▲ 0.50% · 4.625%
HK$60,553
+HK$3,032/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,042/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,070
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,032
−HK$1,993/mo
Today · 4.125%
HK$67,025
baseline
▲ 0.50% · 4.625%
HK$71,103
+HK$4,078/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,050/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,164
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,046
−HK$1,909/mo
Today · 4.125%
HK$73,955
baseline
▲ 0.50% · 4.625%
HK$77,853
+HK$3,898/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,910/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,230 · Scale 2, in force from 26 Feb 2026)