LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,039
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,129
−HK$1,108/mo
Today · 4.125%
HK$37,237
baseline
▲ 0.50% · 4.625%
HK$39,502
+HK$2,265/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,474/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,981
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,026
−HK$1,061/mo
Today · 4.125%
HK$41,087
baseline
▲ 0.50% · 4.625%
HK$43,253
+HK$2,166/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,174/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,047
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,355
−HK$1,329/mo
Today · 4.125%
HK$44,684
baseline
▲ 0.50% · 4.625%
HK$47,403
+HK$2,719/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,368/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,777
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,032
−HK$1,272/mo
Today · 4.125%
HK$49,304
baseline
▲ 0.50% · 4.625%
HK$51,903
+HK$2,599/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,608/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,055
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,581
−HK$1,550/mo
Today · 4.125%
HK$52,131
baseline
▲ 0.50% · 4.625%
HK$55,303
+HK$3,172/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,262/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,573
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,037
−HK$1,485/mo
Today · 4.125%
HK$57,522
baseline
▲ 0.50% · 4.625%
HK$60,554
+HK$3,032/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,044/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,071
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,033
−HK$1,993/mo
Today · 4.125%
HK$67,026
baseline
▲ 0.50% · 4.625%
HK$71,104
+HK$4,078/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,052/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,166
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,047
−HK$1,910/mo
Today · 4.125%
HK$73,957
baseline
▲ 0.50% · 4.625%
HK$77,855
+HK$3,898/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,914/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,241 · Scale 2, in force from 26 Feb 2026)