LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,041
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,131
−HK$1,108/mo
Today · 4.125%
HK$37,239
baseline
▲ 0.50% · 4.625%
HK$39,505
+HK$2,266/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,478/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,983
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,029
−HK$1,060/mo
Today · 4.125%
HK$41,089
baseline
▲ 0.50% · 4.625%
HK$43,255
+HK$2,166/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,178/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,050
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,358
−HK$1,329/mo
Today · 4.125%
HK$44,687
baseline
▲ 0.50% · 4.625%
HK$47,406
+HK$2,719/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,374/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,780
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,035
−HK$1,272/mo
Today · 4.125%
HK$49,307
baseline
▲ 0.50% · 4.625%
HK$51,906
+HK$2,599/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,614/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,058
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,584
−HK$1,550/mo
Today · 4.125%
HK$52,134
baseline
▲ 0.50% · 4.625%
HK$55,307
+HK$3,173/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,268/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,577
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,040
−HK$1,485/mo
Today · 4.125%
HK$57,525
baseline
▲ 0.50% · 4.625%
HK$60,557
+HK$3,032/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,050/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,075
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,037
−HK$1,993/mo
Today · 4.125%
HK$67,030
baseline
▲ 0.50% · 4.625%
HK$71,109
+HK$4,079/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,060/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,170
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,052
−HK$1,909/mo
Today · 4.125%
HK$73,961
baseline
▲ 0.50% · 4.625%
HK$77,860
+HK$3,899/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,922/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,276 · Scale 2, in force from 26 Feb 2026)