LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,042
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,132
−HK$1,107/mo
Today · 4.125%
HK$37,239
baseline
▲ 0.50% · 4.625%
HK$39,505
+HK$2,266/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,478/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,984
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,029
−HK$1,061/mo
Today · 4.125%
HK$41,090
baseline
▲ 0.50% · 4.625%
HK$43,256
+HK$2,166/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,180/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,050
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,358
−HK$1,329/mo
Today · 4.125%
HK$44,687
baseline
▲ 0.50% · 4.625%
HK$47,406
+HK$2,719/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,374/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,780
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,035
−HK$1,273/mo
Today · 4.125%
HK$49,308
baseline
▲ 0.50% · 4.625%
HK$51,907
+HK$2,599/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,616/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,059
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,585
−HK$1,550/mo
Today · 4.125%
HK$52,135
baseline
▲ 0.50% · 4.625%
HK$55,307
+HK$3,172/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,270/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,577
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,041
−HK$1,485/mo
Today · 4.125%
HK$57,526
baseline
▲ 0.50% · 4.625%
HK$60,558
+HK$3,032/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,052/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,075
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,037
−HK$1,994/mo
Today · 4.125%
HK$67,031
baseline
▲ 0.50% · 4.625%
HK$71,109
+HK$4,078/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,062/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,171
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,052
−HK$1,910/mo
Today · 4.125%
HK$73,962
baseline
▲ 0.50% · 4.625%
HK$77,860
+HK$3,898/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,924/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,281 · Scale 2, in force from 26 Feb 2026)