LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,043
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,133
−HK$1,108/mo
Today · 4.125%
HK$37,241
baseline
▲ 0.50% · 4.625%
HK$39,507
+HK$2,266/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,482/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,985
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,031
−HK$1,060/mo
Today · 4.125%
HK$41,091
baseline
▲ 0.50% · 4.625%
HK$43,257
+HK$2,166/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,182/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,052
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,360
−HK$1,329/mo
Today · 4.125%
HK$44,689
baseline
▲ 0.50% · 4.625%
HK$47,408
+HK$2,719/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,378/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,782
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,037
−HK$1,273/mo
Today · 4.125%
HK$49,310
baseline
▲ 0.50% · 4.625%
HK$51,909
+HK$2,599/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,620/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,060
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,586
−HK$1,551/mo
Today · 4.125%
HK$52,137
baseline
▲ 0.50% · 4.625%
HK$55,309
+HK$3,172/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,274/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,579
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,043
−HK$1,485/mo
Today · 4.125%
HK$57,528
baseline
▲ 0.50% · 4.625%
HK$60,560
+HK$3,032/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,056/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,078
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,040
−HK$1,993/mo
Today · 4.125%
HK$67,033
baseline
▲ 0.50% · 4.625%
HK$71,112
+HK$4,079/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,066/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,173
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,055
−HK$1,909/mo
Today · 4.125%
HK$73,964
baseline
▲ 0.50% · 4.625%
HK$77,863
+HK$3,899/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,928/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,302 · Scale 2, in force from 26 Feb 2026)