LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,044
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,134
−HK$1,108/mo
Today · 4.125%
HK$37,242
baseline
▲ 0.50% · 4.625%
HK$39,508
+HK$2,266/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,484/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,986
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,032
−HK$1,061/mo
Today · 4.125%
HK$41,093
baseline
▲ 0.50% · 4.625%
HK$43,259
+HK$2,166/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,186/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,053
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,361
−HK$1,329/mo
Today · 4.125%
HK$44,690
baseline
▲ 0.50% · 4.625%
HK$47,409
+HK$2,719/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,380/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,783
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,038
−HK$1,273/mo
Today · 4.125%
HK$49,311
baseline
▲ 0.50% · 4.625%
HK$51,910
+HK$2,599/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,622/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,062
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,588
−HK$1,550/mo
Today · 4.125%
HK$52,138
baseline
▲ 0.50% · 4.625%
HK$55,311
+HK$3,173/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,276/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,581
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,045
−HK$1,485/mo
Today · 4.125%
HK$57,530
baseline
▲ 0.50% · 4.625%
HK$60,562
+HK$3,032/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,060/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,079
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,042
−HK$1,993/mo
Today · 4.125%
HK$67,035
baseline
▲ 0.50% · 4.625%
HK$71,114
+HK$4,079/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,070/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,175
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,057
−HK$1,910/mo
Today · 4.125%
HK$73,967
baseline
▲ 0.50% · 4.625%
HK$77,865
+HK$3,898/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,934/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,319 · Scale 2, in force from 26 Feb 2026)