LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,045
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,135
−HK$1,108/mo
Today · 4.125%
HK$37,243
baseline
▲ 0.50% · 4.625%
HK$39,509
+HK$2,266/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,486/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,987
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,033
−HK$1,061/mo
Today · 4.125%
HK$41,094
baseline
▲ 0.50% · 4.625%
HK$43,260
+HK$2,166/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,188/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,054
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,362
−HK$1,329/mo
Today · 4.125%
HK$44,691
baseline
▲ 0.50% · 4.625%
HK$47,411
+HK$2,720/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,382/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,785
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,040
−HK$1,272/mo
Today · 4.125%
HK$49,312
baseline
▲ 0.50% · 4.625%
HK$51,912
+HK$2,600/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,624/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,063
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,589
−HK$1,551/mo
Today · 4.125%
HK$52,140
baseline
▲ 0.50% · 4.625%
HK$55,312
+HK$3,172/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,280/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,582
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,046
−HK$1,485/mo
Today · 4.125%
HK$57,531
baseline
▲ 0.50% · 4.625%
HK$60,564
+HK$3,033/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,062/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,081
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,043
−HK$1,994/mo
Today · 4.125%
HK$67,037
baseline
▲ 0.50% · 4.625%
HK$71,116
+HK$4,079/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,074/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,177
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,059
−HK$1,910/mo
Today · 4.125%
HK$73,969
baseline
▲ 0.50% · 4.625%
HK$77,868
+HK$3,899/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,938/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,335 · Scale 2, in force from 26 Feb 2026)