LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,046
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,136
−HK$1,108/mo
Today · 4.125%
HK$37,244
baseline
▲ 0.50% · 4.625%
HK$39,510
+HK$2,266/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,488/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,988
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,034
−HK$1,061/mo
Today · 4.125%
HK$41,095
baseline
▲ 0.50% · 4.625%
HK$43,261
+HK$2,166/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,190/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,055
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,363
−HK$1,330/mo
Today · 4.125%
HK$44,693
baseline
▲ 0.50% · 4.625%
HK$47,412
+HK$2,719/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,386/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,786
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,041
−HK$1,273/mo
Today · 4.125%
HK$49,314
baseline
▲ 0.50% · 4.625%
HK$51,913
+HK$2,599/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,628/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,064
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,591
−HK$1,550/mo
Today · 4.125%
HK$52,141
baseline
▲ 0.50% · 4.625%
HK$55,314
+HK$3,173/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,282/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,584
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,048
−HK$1,485/mo
Today · 4.125%
HK$57,533
baseline
▲ 0.50% · 4.625%
HK$60,565
+HK$3,032/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,066/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,083
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,045
−HK$1,994/mo
Today · 4.125%
HK$67,039
baseline
▲ 0.50% · 4.625%
HK$71,118
+HK$4,079/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,078/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,179
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,061
−HK$1,910/mo
Today · 4.125%
HK$73,971
baseline
▲ 0.50% · 4.625%
HK$77,870
+HK$3,899/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,942/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,351 · Scale 2, in force from 26 Feb 2026)