LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,047
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,137
−HK$1,108/mo
Today · 4.125%
HK$37,245
baseline
▲ 0.50% · 4.625%
HK$39,511
+HK$2,266/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,490/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,989
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,035
−HK$1,061/mo
Today · 4.125%
HK$41,096
baseline
▲ 0.50% · 4.625%
HK$43,262
+HK$2,166/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,192/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,056
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,365
−HK$1,329/mo
Today · 4.125%
HK$44,694
baseline
▲ 0.50% · 4.625%
HK$47,413
+HK$2,719/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,388/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,787
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,042
−HK$1,273/mo
Today · 4.125%
HK$49,315
baseline
▲ 0.50% · 4.625%
HK$51,915
+HK$2,600/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,630/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,066
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,592
−HK$1,551/mo
Today · 4.125%
HK$52,143
baseline
▲ 0.50% · 4.625%
HK$55,315
+HK$3,172/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,286/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,585
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,049
−HK$1,485/mo
Today · 4.125%
HK$57,534
baseline
▲ 0.50% · 4.625%
HK$60,567
+HK$3,033/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,068/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,085
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,047
−HK$1,993/mo
Today · 4.125%
HK$67,040
baseline
▲ 0.50% · 4.625%
HK$71,120
+HK$4,080/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,080/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,181
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,063
−HK$1,910/mo
Today · 4.125%
HK$73,973
baseline
▲ 0.50% · 4.625%
HK$77,872
+HK$3,899/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,946/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,366 · Scale 2, in force from 26 Feb 2026)