LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,047
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,137
−HK$1,108/mo
Today · 4.125%
HK$37,245
baseline
▲ 0.50% · 4.625%
HK$39,511
+HK$2,266/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,490/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,990
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,035
−HK$1,061/mo
Today · 4.125%
HK$41,096
baseline
▲ 0.50% · 4.625%
HK$43,263
+HK$2,167/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,192/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,057
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,365
−HK$1,329/mo
Today · 4.125%
HK$44,694
baseline
▲ 0.50% · 4.625%
HK$47,414
+HK$2,720/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,388/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,788
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,043
−HK$1,273/mo
Today · 4.125%
HK$49,316
baseline
▲ 0.50% · 4.625%
HK$51,915
+HK$2,599/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,632/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,066
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,592
−HK$1,551/mo
Today · 4.125%
HK$52,143
baseline
▲ 0.50% · 4.625%
HK$55,316
+HK$3,173/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,286/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,586
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,050
−HK$1,485/mo
Today · 4.125%
HK$57,535
baseline
▲ 0.50% · 4.625%
HK$60,568
+HK$3,033/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,070/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,085
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,047
−HK$1,994/mo
Today · 4.125%
HK$67,041
baseline
▲ 0.50% · 4.625%
HK$71,120
+HK$4,079/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,082/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,182
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,064
−HK$1,909/mo
Today · 4.125%
HK$73,973
baseline
▲ 0.50% · 4.625%
HK$77,873
+HK$3,900/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,946/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,372 · Scale 2, in force from 26 Feb 2026)