LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,048
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,138
−HK$1,107/mo
Today · 4.125%
HK$37,245
baseline
▲ 0.50% · 4.625%
HK$39,512
+HK$2,267/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$74,490/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,990
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,036
−HK$1,061/mo
Today · 4.125%
HK$41,097
baseline
▲ 0.50% · 4.625%
HK$43,263
+HK$2,166/mo
Deposit HK$7.68M · loan HK$7.68M · min. income ≈ HK$82,194/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,057
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,365
−HK$1,329/mo
Today · 4.125%
HK$44,694
baseline
▲ 0.50% · 4.625%
HK$47,414
+HK$2,720/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,388/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,788
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,043
−HK$1,273/mo
Today · 4.125%
HK$49,316
baseline
▲ 0.50% · 4.625%
HK$51,915
+HK$2,599/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,632/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,067
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,593
−HK$1,550/mo
Today · 4.125%
HK$52,143
baseline
▲ 0.50% · 4.625%
HK$55,316
+HK$3,173/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,286/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,586
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,050
−HK$1,485/mo
Today · 4.125%
HK$57,535
baseline
▲ 0.50% · 4.625%
HK$60,568
+HK$3,033/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,070/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,086
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,048
−HK$1,994/mo
Today · 4.125%
HK$67,042
baseline
▲ 0.50% · 4.625%
HK$71,121
+HK$4,079/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,084/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,182
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,064
−HK$1,910/mo
Today · 4.125%
HK$73,974
baseline
▲ 0.50% · 4.625%
HK$77,873
+HK$3,899/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,948/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,375 · Scale 2, in force from 26 Feb 2026)