LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,048
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,139
−HK$1,107/mo
Today · 4.125%
HK$37,246
baseline
▲ 0.50% · 4.625%
HK$39,513
+HK$2,267/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,492/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,991
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,037
−HK$1,061/mo
Today · 4.125%
HK$41,098
baseline
▲ 0.50% · 4.625%
HK$43,264
+HK$2,166/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,196/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,058
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,366
−HK$1,330/mo
Today · 4.125%
HK$44,696
baseline
▲ 0.50% · 4.625%
HK$47,415
+HK$2,719/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,392/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,789
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,044
−HK$1,273/mo
Today · 4.125%
HK$49,317
baseline
▲ 0.50% · 4.625%
HK$51,917
+HK$2,600/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,634/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,068
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,594
−HK$1,551/mo
Today · 4.125%
HK$52,145
baseline
▲ 0.50% · 4.625%
HK$55,318
+HK$3,173/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,290/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,587
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,051
−HK$1,486/mo
Today · 4.125%
HK$57,537
baseline
▲ 0.50% · 4.625%
HK$60,570
+HK$3,033/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,074/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,087
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,050
−HK$1,993/mo
Today · 4.125%
HK$67,043
baseline
▲ 0.50% · 4.625%
HK$71,123
+HK$4,080/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,086/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,184
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,066
−HK$1,910/mo
Today · 4.125%
HK$73,976
baseline
▲ 0.50% · 4.625%
HK$77,875
+HK$3,899/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,952/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,391 · Scale 2, in force from 26 Feb 2026)