LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,050
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,141
−HK$1,107/mo
Today · 4.125%
HK$37,248
baseline
▲ 0.50% · 4.625%
HK$39,515
+HK$2,267/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,496/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,993
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,039
−HK$1,061/mo
Today · 4.125%
HK$41,100
baseline
▲ 0.50% · 4.625%
HK$43,266
+HK$2,166/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,200/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,060
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,369
−HK$1,329/mo
Today · 4.125%
HK$44,698
baseline
▲ 0.50% · 4.625%
HK$47,418
+HK$2,720/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,396/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,792
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,047
−HK$1,273/mo
Today · 4.125%
HK$49,320
baseline
▲ 0.50% · 4.625%
HK$51,920
+HK$2,600/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,640/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$576,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,071
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,597
−HK$1,551/mo
Today · 4.125%
HK$52,148
baseline
▲ 0.50% · 4.625%
HK$55,321
+HK$3,173/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,296/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,590
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,055
−HK$1,485/mo
Today · 4.125%
HK$57,540
baseline
▲ 0.50% · 4.625%
HK$60,573
+HK$3,033/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,080/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,091
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,053
−HK$1,994/mo
Today · 4.125%
HK$67,047
baseline
▲ 0.50% · 4.625%
HK$71,127
+HK$4,080/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,094/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,188
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,070
−HK$1,910/mo
Today · 4.125%
HK$73,980
baseline
▲ 0.50% · 4.625%
HK$77,879
+HK$3,899/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,960/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,422 · Scale 2, in force from 26 Feb 2026)